Students from EU countries, Iceland, Liechtenstein, Norway and Switzerland are entitled to the provision of necessary and urgent health care free-of-charge. It is only necessary that they have a European Health Insurance Card (EHIC).
However, they are only entitled to essential medical care according to the nature of the illness and expected length of stay. On the basis of the card, the insurance company will not pay for anything above the framework of essential care and will not even settle the excess stipulated by the local laws. This excess is payable at the following levels in the Czech Republic:
- Emergency treatment – CZK 90
- Visits to a dentist are billed in a specific manner.
Please bear in mind that your European health card insurance entitles you only to coverage of the costs of medical care in the Czech Republic and Czech doctors are instructed to try to ensure that you need not leave the country earlier than you planned as a result of medical problems.
Other kinds of medically related care, e.g. non-urgent treatment, or medically assisted transport home following serious illness or injury, are not covered, and for these eventualities we recommend you take out extra medical or commercial travel insurance with an insurance provider in your home country.
Students from non-EU countries should have an additional commercial insurance. They should get one before leaving their home country. Should you be requesting – from abroad - a permit to stay in the Czech Republic for longer than 90 days and proof of your having travel medical insurance is required, such insurance shall cover the cost of necessary and immediate health care. The sum assured shall be at least EUR 60.000. Along with proof of your having travel medical insurance you will be required to submit a notarized Czech translation of your insurance contract and its general conditions. Upon request, you are also obliged to submit proof that you have paid the insurance premium for the entire period of your requested stay. If you are already in the Czech Republic and are applying for renewal of your long-stay visa or long-term residence permit, you will be required to submit proof of travel medical insurance providing comprehensive health care from an insurer licensed to provide such insurance in the Czech Republic (http://www.maximapojistovna.cz/en).
Need advice on your insurance and which company to choose? More information to be found at: